Wednesday, October 7, 2009

How to Choose A Denver Bankruptcy Lawyer

If you have bankruptcy looming, you may be tempted to go it alone. Sure, you are in dire financial straits, and the thought of hiring a Denver bankruptcy lawyer at this time seems foolish. However, if you do not file the paperwork correctly, you will end up having your bankruptcy denied. It is far less of a risk to hire an expert to help you through the process. As you do, keep these tips in mind.

First, choose a Denver bankruptcy lawyer with plenty of experience. Do not choose a Denver lawyer with just experience practicing law, but rather find one with experience in bankruptcy law. Laws are constantly changing, so your lawyer needs to be working with them regularly. Also, an experienced Denver bankruptcy attorney will have relationships with the local trustees and judges, which will help your cause.

Of course, you also want to look at the cost of the attorney. While lawyers in general are expensive, you do want to choose one with relatively affordable fees. With that being said, do not choose the cheapest lawyer. Most lawyers with a very low price tag are offering their services cheaply for a reason. Find one with reasonable fees compared to the competition.

Since you likely do not have money to pay a lawyer right now, look for one that will offer a payment plan. Make sure you can afford the payment, though, and that it does not stretch for too long of a period of time.

Find a bankruptcy lawyer that offers a free initial consultation. This will give you the chance to meet the attorney. Go to this meeting with questions about the bankruptcy process. If you feel comfortable, you have probably found a good attorney. Never choose a lawyer who makes you feel uncomfortable, no matter how good his credentials are. You will be working with this person on your own personal finances, so you need to be comfortable. Make sure that the lawyer gives you attention and does not make you feel rushed, within reason. You do not want him to be rushing through your paperwork as you file for bankruptcy, because even the slightest error could mean your application for bankruptcy protection is denied.

Finally, makes sure the lawyer offers a contract that you can understand. Never sign something unless you both understand and agree to it. The contract should tell you exactly what the lawyer will do, what guarantees the firm offers, and if any refunds will be made for an unsuccessful claim.

Learn more about Choosing The Right Bankruptcy Lawyer and get other Bankruptcy Information at BankruptcyDistrictCourt.com.

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